Here, you will find Real Estate glossary of terms for real estate, mortgage and definitions for home buyers and sellers. Glossary - roll over the terms below to get the definition. Acceleration Down Payment Portable Mortgage Adjustments on Closing Equity Prepayment Penalty Amortization First Mortgage Prepayment Privilege(s) Agreement of Purchase and Sale Gross Debt Service ratio (GDS) Principle Appraisal High-Ratio Mortgage Registration Fees Assessment Home Inspection Report Renewal Assumable Interest Rate Differential Simple Interest Blended Payments Land Transfer Tax (LTT) Survey Mortgage Blend and Extend Loan-to-Value ratio LTV) Switch Closed Mortgage Mortgage Tax Certificate Closing Mortgage Broker Title Insurance Closing Costs Mortgage Insurance Total Debt Service ratio (TDS) Conventional Mortgage Multiple Listing Service (MLS) Undertaking Credit Report Municipal Levies Underwriting Default Open Mortgage Variable Rate Mortgage (VRM) Double-Up PITH Verification of Employment

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